{"id":4345,"date":"2025-05-15T15:14:35","date_gmt":"2025-05-15T13:14:35","guid":{"rendered":"https:\/\/snalc.org\/snalc2023\/?p=4345"},"modified":"2025-05-15T15:14:37","modified_gmt":"2025-05-15T13:14:37","slug":"avril-2026-combien-vais-je-payer-pour-la-protection-sociale-complementaire-en-sante-2","status":"publish","type":"post","link":"https:\/\/snalc.org\/snalc2023\/?p=4345","title":{"rendered":"Avril 2026\u00a0: combien vais-je payer pour la protection sociale compl\u00e9mentaire en sant\u00e9\u00a0?"},"content":{"rendered":"\n

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\u00a9 freepik.com_411<\/figcaption><\/figure>\n\n\n\n

Le SNALC continue de vous informer sur la <\/em>protection sociale compl\u00e9mentaire \u00e0 l\u2019\u00c9ducation nationale<\/em><\/a>. Le montant de la cotisation d\u2019\u00e9quilibre est estim\u00e9 \u00e0 75,40 \u20ac par agent actif : il s\u2019agit de la cotisation moyenne permettant au r\u00e9gime d\u2019\u00eatre \u00e0 l\u2019\u00e9quilibre, dont 50 % seront pris en charge par notre employeur. Sur cette base, comment votre cotisation individuelle va-t-elle \u00eatre calcul\u00e9e ?<\/em><\/strong><\/p>\n\n\n\n

Rappelons que la cotisation individuelle ne sera modul\u00e9e ni en fonction de l\u2019\u00e2ge ni de l\u2019\u00e9tat de sant\u00e9 de l\u2019agent, mais que 30 % en moyenne le seront en fonction de sa r\u00e9mun\u00e9ration. Or, certains \u00e9l\u00e9ments manquent encore pour estimer de mani\u00e8re certaine les cotisations, et notamment la r\u00e9mun\u00e9ration moyenne de l\u2019ensemble des agents \u00e0 prendre en compte.<\/p>\n\n\n\n

Dans les estimations actuelles, cette r\u00e9mun\u00e9ration moyenne se situe \u00e0 2 800 \u20ac environ de salaire brut : avec un traitement inf\u00e9rieur, le montant de la cotisation serait inf\u00e9rieur \u00e0 la cotisation d\u2019\u00e9quilibre et avec un salaire sup\u00e9rieur (avec un plafonnement de 3 925 \u20ac actuellement), il serait sup\u00e9rieur.<\/p>\n\n\n\n

Par ailleurs, le reste de la part individuelle de la cotisation s\u2019\u00e9l\u00e8vera forfaitairement \u00e0 20 % de la cotisation d\u2019\u00e9quilibre. Enfin, chaque agent actif payera \u00e9galement une cotisation additionnelle permettant de de financer un fonds d\u2019accompagnement social (2 %) et un fonds d\u2019aide aux retrait\u00e9s (3 %).<\/p>\n\n\n\n

Afin d\u2019estimer ce que vous allez devoir payer sur la partie socle, obligatoire, voici quelques exemples concrets, sur la base du traitement indiciaire (sans primes ni indemnit\u00e9s).<\/p>\n\n\n\n

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Article paru dans la revue du SNALC\u00a0Quinzaine universitaire n\u00b01501<\/a>\u00a0du 12 mai 2025<\/em>l<\/p>\n","protected":false},"excerpt":{"rendered":"

Le SNALC continue de vous informer sur la protection sociale compl\u00e9mentaire \u00e0 l\u2019\u00c9ducation nationale. Le montant de la cotisation d\u2019\u00e9quilibre est estim\u00e9 \u00e0 75,40 \u20ac par agent actif : il s\u2019agit de la […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[41],"tags":[],"class_list":["post-4345","post","type-post","status-publish","format-standard","hentry","category-actualites-2024-2025"],"modified_by":"slecourtier","_links":{"self":[{"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=\/wp\/v2\/posts\/4345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4345"}],"version-history":[{"count":1,"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=\/wp\/v2\/posts\/4345\/revisions"}],"predecessor-version":[{"id":4346,"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=\/wp\/v2\/posts\/4345\/revisions\/4346"}],"wp:attachment":[{"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/snalc.org\/snalc2023\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}